Dental Insurance and Vision Insurance

Dental and Vision Insurance for Kentucky Area Residents

Original Medicare and most health insurance plans do not include coverage for dental or routine vision care. Protecting and keeping an eye on your oral and ocular health is the first defense to detecting and avoiding health issues in other areas of your body. Insurance policies are proven to reduce your out-of-pocket costs for treatment and maintenance of these two critical areas of your body. We know dental and vision options. The agents at Imagine Insurance Advisors are here to help you find the coverage that fits your needs. We need to know your dentist and vision providers.

Dental Insurance

Dental insurance helps you keep more money in your pocket while keeping a check on your oral health. The mouth is a gateway to the rest of your body's vital organs and is an essential component of your whole-health care.

Dental insurance is a good way to cover the cost of your routine oral care and lower your cost for treatment. While dental insurance has maximum amounts that they will pay out in a policy year, it gives you access to negotiated rates, so the remainder of the cost of your treatment is at a discounted rate versus self-paying without insurance.

Dental insurance has evolved to work on a loyalty basis, meaning that benefits increase over one to three years. Most policies do not have a waiting period for major work anymore, but the amount they pay is reduced in the first one to two years. If you have had continuous prior dental insurance, many companies will give you credit and increase your benefits to the next level.

For us to find you the most appropriate dental coverage, we need to know who your dentist is and the office location. Plans are network-based, and we conduct thorough network research.

Vision Insurance

Medicare and health insurance do cover treatment for diseases of the eye (such as macular degeneration, glaucoma and cataracts), but will not pay for routine eye exams and glasses or contacts. A vision insurance plan is proven to reduce your out-of-pocket costs for routine eye exams and glasses or contacts vs paying 100% out-of-pocket. Like most insurance, plans have a network of providers you must use, so we need to know who your vision provider is.

With the vision insurance we offer at Imagine Insurance Advisors, we find that there is no shortage of quality and popular vision providers that accept the plans. Vision benefits include an allowance for eyeglasses or contacts, discounts on lens enhancements (like anti-glare, anti-scratch and progressive lenses) and an annual routine eye exam for a small copay.

We Are Versed in Dental and Vision Options

The agents at Imagine Insurance Advisors are here to help you find the coverage that fits your needs. We need to know who your dentist and vision providers are to recommend coverage. Contact us today to add this coverage.

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